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Central Florida offers affordable 55+ communities near waterfronts with low HOA fees. Specifically, Lakeland and Winter Haven boast cheap mobile homes for sale within these communities. Prices start at an attractive 94,900 dollars. The affordability of these communities can be attributed to various factors such as lower property taxes, cost of living, and possibly developer incentives or market conditions. These communities provide an excellent option for those aged 55 and above seeking a budget-friendly yet pleasant retirement lifestyle.

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